Welcome!

The APEA-AFT Health and Welfare Trust was established to provide medical benefits for their eligible members and their dependents through the collective bargaining process.

This site provides general benefit information, forms and other Trust related items. Summary of Benefits and Coverage (SBC) and Glossary of Terms can be reviewed here.

July 2024 - Open Enrollment Materials

Spring 2024 Benefits Bulletin

The Spring 2024 Benefits Bulletin can be viewed here.


Mental Health Services Now Covered

Effective January 1, 2020 Mental Health  and Substance Abuse Treatment services are now covered under the Plan. Mental Health and Substance Abuse Treatments will be covered as any other condition subject to deductibles, coinsurance, and all other plan provisions, including pre-authorization requirements for all inpatient services.

Additionally, effective July 1, 2020 Behavioral Health services will be available through Teladoc.


Information about Plan Services

To find more information about Teladoc and other services your Plan offers follow the link below.

Do you know your Plan’s’ Services?